About West One Loans

West one loans are one of the UK’s leading secured loans lender offering a very competitive of products.  They are leading provider of specialist mortgages and property finance, helping homeowners, landlords and property investors.

To emphasise this we have highlighted below some the types of loans that they offer and the information shown was correct at January ‘21.

What type of Finance do West One Loans Offer?

  • Bridging Loans – These are short term loans secured on property that are most commonly used to finance a new property while an existing property is awaiting sale.

  • Buy to Let mortgages – These are unregulated mortgages used to purchase property for the rental market.

  • Second Charge Mortgages – These are loans that are secured on a property that carries an existing first charge mortgage, all as described on this site.

  • Secured Loans – These are loans secured against a property or other asset, all as described on this site.

Key Features

  • Loan Values – From £5,000 to £500,000.

  • Loan Terms – from 3 to 30 years.

  • Interest rates – From 4.2%.

  • LTV – Up to 85% of property value less existing mortgage.

  • Early repayment charges – Nil

Eligibility Criteria

  • Minimum property value – £100,000

  • Credit history – No Adverse credit within the last 12 Months.

  • Age Range – up to 85 years at end of loan term.

Typical processing time

Unlike regular mortgages, because your property is securing the loan, the loan can be processed very quickly. From agreeing to proceed with your application an average time of around 4 weeks would be considered normal for you to receive your money.

Get a FREE Quote

To find out more about West One’s finance products please click on the button below to request a call back by one of our friendly staff  to discuss your requirements and circumstances. If you are eligible for the loan you require, you will be connected to one of our brokers who will can give you a FREE quote and handle the application process for you.

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