Debt & Borrowing Guides

We present our visitors with a series of articles about debt and borrowing, covering both the benefits and downsides with risks associated with borrowing.

We should stress that these articles represent our own thoughts on this subject and are intended to give the reader food for thought on the various aspects of debt, both good and bad, which will hopefully encourage anyone contemplating taking on debt to look carefully at their situation to ensure that what they intend is sensible and affordable. Where the consumer is experiencing the beginnings of rising debt or this has become locked into an unmanageable debt cycle, we very much hope our guides on debt and borrowing will prompt them to seek help from one of the many specialist groups and organisations that are available.

Charles Dunn
24 July 2021

Bridging Loans Explained

Using a bridging loan to cover those difficult to finance periods between purchasing a new property and completing the sale of your existing property can be an ideal solution to this problem and help to take some of the worry out of home moving.

In this article we have attempted to shed a little light on how bridging loans work, how to apply for them, how they can be used and some guidance on what you might be able to borrow.

Charles Dunn
13 May 2021

How to Release Cash Quickly From Your Property?

Property has been one of the most consistent items to have seen their value steadily rise as the years go by.

In this article, we take a look at the various ways that people use to release cash from property, highlighting some of the many restrictions that can be placed on the cash that is released through the different approaches.

Charles Dunn
5 May 2021

Why Debt in the UK has become a Pandemic for Many?

Due to the rise in the seriousness of the debt problem within the UK, we are spotlighting an exclusive feature series to provide our own view of the growing debt situation for many.

In this article we reflect on some of the issues being reported to us by our own clients and show how secured loans also known as second charge mortgages have been used by them to consolidate debt and improve their situation.

Charles Dunn
23 April 2021

Why Second Charge Lending is Set to Soar?

The secured lending market is set to boom with Lenders & Brokers now reporting a big rise in the number of requests for second charge mortgages & secured loans in 2021 as an alternative to personal loans and remortgaging. Find out why here.


Charles Dunn
21 April 2021