About United Trust Bank

United Trust Bank is is an entrepreneurial and pragmatic specialist lender providing a wide range of competitive secured funding facilities for individuals and businesses.

We have highlighted below the types of loans that they offer and the information provided was correct at January ‘21.

What type of Finance do United Trust Offer?

  • Bridging Loans – These are short term loans secured on property that are most commonly used to finance a new property while an existing property is awaiting sale.

  • First Charge Mortgages – Regulated mortgages for residential purchases and unregulated mortgages for BTL property for the rental market.

  • Second Charge Mortgages – These are loans that are secured on a property that carries an existing first charge mortgage, all as described on this site.

  • Secured Loans – These are loans secured against a property or other asset, all as described on this site.

  • Commercial Finance – These are loans usually associated with businesses.

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Key Features

  • Loan Values – From £10,000 to £250,000.

  • Loan Terms – from 3 to 30 years.

  • Interest rates – From 3.85%.

  • LTV – Up to 80% of property value less existing mortgage

  • Early repayment charges – Nil

Eligibility Criteria

  • Minimum property value – £100,000

  • Credit history – Allows up to 2 adverse credit listings within the last 12 Months

  • Age Range – up to 85 years at end of loan term.

Typical processing time

Unlike normal mortgages, because your property is securing the loan, they can usually be processed very quickly. From agreeing to proceed with your application an average time of around 4 weeks would be considered normal for you to receive your money.

Get a FREE Quote

To find out more about United Trust Bank’s products please click on the button below to request a call back by one of our friendly staff  to discuss your requirements and circumstances. If you are eligible for the loan you require, you will be connected to one of our brokers who will give you a FREE quote and can handle the application process for you.

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