About Secured Lending

There are many lenders out there who can offer secured loans and second charge mortgages, each with their own unique criteria about how they assess the applications they receive for a loan.

The problem with this for brokers is that there is no central facility that records the products that these lenders offer, nor is there a facility that tracks their changing criteria for providing loans.

With first charge mortgages, brokers have full access to very sophisticated programs such as mortgage brain and Trigold and this lets them check the thousands of mortgage products that are on offer at any given time.

As this is not available for second charge mortgages and secured loans, brokers need to depend on their own research of the market which for some brokers, can be a bit of a hit and a miss, which is not good for their clients and can cause delay and rejection.

How our Specialist Brokers work?

Through extensive experience our brokers know the best way to ensure clients almost always obtain a product that was most suitable for them was to carefully select a small number of lenders that taken together, could provide  the perfect blend of market leading secured loan products to suit any potential borrower.

Having done that, special arrangements were made with each of the lenders to ensure that our brokers always had a full understanding of each of the lenders products and special permissions with them to package an application for them that would be meet all of their criteria. In this way, once our brokers accept a client for a loan, it is virtually certain to proceed.